| Insurance Company Rating Categories | ||||
| Rank Number | A.M. Best | Standard & Poor's | Moody's | Fitch |
| Financial Strength | Financial Strength | Financial Strength | Financial Strength | |
| 1 | A++ Secure / Superior |
AAA Extremely Strong |
Aaa Exceptional |
AAA Secure / Highest |
| 2 | A+ Secure / Superior |
AA+ Very Strong |
Aa1 Excellent |
AA+ Secure / Very High |
| 3 | A Secure / Excellent |
AA Very Strong |
Aa2 Excellent |
AA Secure / Very High |
| 4 | A- Secure / Excellent |
AA- Very Strong |
Aa3 Excellent |
AA- Secure / Very High |
| 5 | B++ Secure / Very Good |
A+ Strong |
A1 Good |
A+ Secure / High |
| 6 | B+ Secure / Good |
A Strong |
A2 Good |
A Secure / High |
| 7 | B Vulnerable / Fair |
A- Strong |
A3 Good |
A- Secure / High |
| 8 | B- Vulnerable / Fair |
BBB+ Good |
Baa1 Adequate |
BBB+ Secure / Adequate |
| 9 | C++ Vulnerable / Marginal |
BBB Good |
Baa2 Adequate |
BBB Secure / Adequate |
| 10 | C+ Vulnerable / Marginal |
BBB- Good |
Baa3 Adequate |
BBB- Secure / Adequate |
| 11 | C Vulnerable / Weak |
BB+ Marginal |
Ba1 Questionable |
BB+ Uncertain |
| 12 | C- Vulnerable / Weak |
BB Marginal |
Ba2 Questionable |
BB Uncertain |
| 13 | D Vulnerable / Poor |
BB- Marginal |
Ba3 Questionable |
BB- Uncertain |
| 14 | E Vulnerable / Under State Supervision |
B+ Weak |
B1 Poor |
B+ Possessing Risk |
| 15 | F Vulnerable / In Liquidation |
B Weak |
B2 Poor |
B Possessing Risk |
| 16 | S Rating Suspended |
B- Weak |
B3 Poor |
B- Possessing Risk |
| 17 | CCC+ Very Weak |
Caa Very Poor |
CCC Substantial Risk |
|
| 18 | CCC Very Weak |
Ca Extremely Poor |
DD Liquidating |
|
| 19 | CCC- Very Weak |
C Lowest |
SR Suspended Rating |
|
| 20 | CC Extremely Weak |
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| 21 | R Regulatory Action |
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| 22 | pi Based on public information only |
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